'Things Your Agent Won't Tell You'? Don't Tempt Me!

American Agent & BrokerVol. 80 Nbr. 8, August 2008

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Summary


It seems every month or two the author comes across some consumer publication with an article titled, "What Your Insurance Agent Doesn't Want You to Know," or "Top 10 Things Your Insurance Agent Won't Tell You." Invariably these "insider secrets" involve such startling revelations as "carry a higher deductible to save money" and "be sure to ask for extended replacement cost on your home." Herewith, as a public service to consumers everywhere, is my suggested list of "Six Things Your Insurance Agent Should Have Told You." These are: 1. You're an idiot. 2. It's your stuff. You tell him what it's worth. 3. If you want to lower your price, don't lower your coverage -- raise your deductible. 4. Let him handle all your insurance or none of it. 5. If that's where you choose to live, then live with it. 6. Just keep knucklehead's car title in your name and on your policy.

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'Things Your Agent Won't Tell You'? Don't Tempt Me!

IT SEEMS EVERY month or two I come across some consumer publication with an article titled, "What Your Insurance Agent Doesn't Want You to Know," or "Top 10 Things Your Insurance Agent Won't Tell You." (Here's one I'd like to see but never will: Your numbskull 16-year-old is too irresponsible to be allowed behind the wheel of two tons of steel, it's probably your fault, and insurance can't fix that.)

Invariably these ...

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