The Anatomy of a Jumbo Mortgage

Summary


IMAGINE A Hummer next to a Honda. I'm often asked about jumbo financing (the Hummer) for those homes priced well above the $417,000 loan limit (the Honda).

Back in 2008 when it was evident that a mortgage meltdown was in the works, loans above $417,000, i.e. jumbo financing, were about to hit a brick wall.

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Extract


The Anatomy of a Jumbo Mortgage

In many cases, jumbo mortgage loans are a higher risk for lenders. The reasoning is if a jumbo mortgage loan defaults, in most cases lenders find it harder to sell a luxury resi...

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