Street-Smart Risk Management

Risk Management; New YorkVol. 56 Nbr. 3, April - May 2009

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Summary


The current financial turmoil has revealed an absence of the sensible and fundamental application of risk management practices. Sensible risk management practices can help resolve the current financial crisis. Sustainable business in the current environment requires corporate management to be street-smart by using practical wisdom above and beyond theoretical knowledge to identify, measure, monitor and control risk. Street-smart risk management emphasizes a more balanced approach between realistic assessment of uncertainty and the alignment of interests. In the property/casualty insurance industry, interests of managing general agents and third party claims administrators can be aligned with interests of insurers through loss-sensitive commission structures or risk retention via captive insurance vehicles.

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Extract


Street-Smart Risk Management

The current financial turmoil has revealed an absence of the sensible and fundamental application of risk management practices. Many corporations failed to exercise sufficient internal controls resulting in projections an...

See the full content of this document

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