Summary
The restaurant industry is the largest single private employer in the US with more than 12 million workers manning 925,000 locations across the country. Restaurant operations have several inherent risk management issues, making it difficult for some carriers to step up to the plate and offer coverage. Given the inherent problems all restaurants face, clearly they need risk management assistance. This article provides an overview of the risks associated with food service worker injuries and offers examples of systems that have led to successful implementation of injury prevention programs to overcome the challenges facing the restaurant industry. It is essential for restaurant establishments to integrate safety into their operations in order to have a successful risk management program. Accident costs and associated insurance costs should be pushed down to the local level to provide a true cost impact for the individual location.
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Extract
Food Service Risk Management
The restaurant industry is the largest single private employer in the United States with more than 12 million workers manning 925,000 locations across the country. Food service is a vital component of our economy and a great business opportunity for the insurance industry. So why aren't insurance carriers lining up to insure these operations? Restaurant operations have several inheren...
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