Prime Time

Best's ReviewVol. 109 Nbr. 1, May 2008

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Summary


The life and annuity insurance industry is facing two approaching "megatrends." For insurers, these shifts come paired with challenges and demands for attention, as well as a warning of likely casualties among companies that don't take action. The first trend is the coming wave of baby boomer retirements. As they reach retirement age, many will be faced with trying to meet rising health care costs and retirement lifestyle needs with inadequate funds. Another challenge in dealing with the shift to payout from accumulation is how marketing will be conducted, with particular emphasis on distribution. The second trend involves the coming changes in demographics within the consumer and employee populations. These changes will impact leadership as well as product features, servicing options and distribution channels.

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Extract


Prime Time

The life and annuity insurance industry is feeing two approaching "megatrends." For insurers, these shifts come paired with challenges and demands for attention, as well as a warning of likely casualties among companies that don't take action.

The first trend is the coming wave of baby boomer retirements. As they reach retirement age, many will be faced with trying to meet rising health care costs and retirement lifestyle needs with inadequa...

See the full content of this document

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