Summary


MEDICAL insurance has changed over the decades. What began as individual protection against unexpected major expenses eventually became a way of sharing routine costs across large groups.

That shift has helped extend medical coverage to more and more Americans. It has evened out the peaks and valleys of spending. But it also shifted payments from patients' pockets to the deep pockets of a faceless bureaucracy at the other end of an insurance card.

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Extract


Medicine's Data Deficit

The result has been ceaselessly spiraling costs. America now spends more than 17 percent of its total economic production on medical care, a figure rising at an astonishing rate. ...

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