Mccain's Healthcare Plan Stresses Competition and Individual Choice

Summary


"We are approaching a 'perfect storm' of problems that if not addressed by the next president will cause our health care system to implode. I'll bring down the skyrocketing cost of healthcare with competition and choice."

According to the Council for Affordable Health Insurance, "a health insurance 'mandate' is a requirement that an insurance company or health plan coverts]" for services or products that may not be so common or are offered as benefits to particular patient populations. While more comprehensive, they also drive up costs. In some instances, states have seen policy costs driven up nearly 30 percent, simply because of added-on state benefit mandates, which now fall on insurers, rather than patients picking up the out-of-pocket costs. [John McCain]'s plan would do away with this.

McCain's plan would also continue GAP plans - state-based, high-rist pools of last resort, otherwise known as "Guaranteed Access Plans" for individuals who are unable to obtain any health insurance due to the fact that their illnesses or conditions are such that no insurer will cover them. Unlike the Obama healthcare plan, McCain does not mandate a universal healthcare plan, which means that individuals and families may, and probably still will go without heath care coverage.

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Mccain's Healthcare Plan Stresses Competition and Individual Choice

"We are approaching a 'perfect storm' of problems that if not addressed by the next president will cause our health care system to implode. I'll bring down the skyrocketing cost of healthcare with competition and choice."

With these...

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