Index Annuities: A Time of Opportunity

Summary

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For the first time in four years, the major stock indices all finished higher - in fact, the gains were substantial - and index annuity providers were able to expand their story of previous years, wherein they explained, "Index annuities protect principal from stock market risk," by adding, "and look, they also credit index-linked interest."

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Extract

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Index Annuities: A Time of Opportunity

I wrote an article last year titled "Annus Horribilis - the Horrible Year." And it was; 2003 was the worst pricing market for index annuities since inception of the product, as a result of interest rates at 40-year bottoms and high option volatility producing high index-link costs...

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