HMO, IPA, PPO? Understanding insurance alternatives.

Utah BusinessVol. 15 Nbr. 12, December 2001

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Summary


Health Insurance

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HMO, IPA, PPO? Understanding insurance alternatives.

Meet a couple we'll call Joe Buff and Sara Clay-Buff, coach and art teacher, respectively, at a local high school.

When they entered the workforce, the only insurance plan employers offered was the indemnity plan. This plan permitted them to go to any doctor, hospital, or other care provider at their discretion, whether for preventive or emergency care; insurance picked up 80 percent ...

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