High On Ppa

Best's ReviewVol. 109 Nbr. 2, June 2008

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Summary


Tom Foster, national spokesman for The Hartford Retirement Plans, speaks enthusiastically about the automatic enrollment provision in the 2006 Pension Protection Act (PPA). That's the section of the law that allows employers to auto-enroll employees in the companies' defined-contribution plans, and keep them there unless individuals opt out within 90 days. The 90-day provision made automatic enrollment more appealing to plan sponsors, Foster said. His only disappointment with PPA so far is that some employers have not yet grasped the opportunities. They have to continue what they do best: Educate them, he said. But over all, they're pleased with the PPA. Prudential Financial's retirement business has about 7,000 clients in 401(k), pension and nonqualified plans with assets of about $100 billion. The PPA has absolutely grown their business faster, said James K. Cornell, chief marketing officer for Prudential Retirement. Lincoln Financial Group head of product for retirement business said PPA has been a catalyst for defined contribution plans.

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High On Ppa

Tom Foster, national spokesman for The Hartford Retirement Plans, speaks enthusiastically about the automatic enrollment provision in the 2006 Pension ProtectionAct.

That's the section of the law that allows employers to autocnroll employees in the companies' defined-contribution plans, and keep them there unless individuals opt out within 90 days.

"Employees who have never previously participated say, 'Wow, I have money in my retiremen...

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