Summary
Nationally, states are struggling with a deterioration of the health insurance market - particularly within the small group market. A comprehensive study of the South Carolina market had not been conducted until the Department of Insurance was awarded a State Planning Grant through the US Department of Health and Human Services in 2002. The grant has made it possible for South Carolina to study issues surrounding health insurance, including how to expand insurance coverage and stabilize insurance rates, particularly within the small group market. As the grant study concludes and the findings are documented, policy makers must contemplate South Carolina's next steps. The South Carolina Department of Insurance, in collaboration with HIPAC, has formulated 3 policy recommendations: 1. Create a Medicaid Expansion program for adults working in small business. 2. Draft appropriate legislation that will allow existing and new nonprofit community-based health care programs to raise necessary funds through prepayment fees. 3. Seek funding to develop educational programs that will make South Carolina more informed health care consumer.
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Got Health Insurance?
The issues that we are currently experiencing in the health insurance market are not unique to South Carolina. Nationally, states are struggling with a deterioration of the market - particularly within the small group market. A comprehensive study of our market had not been conducted until the South Carolina Department of Insurance was awarded a State Planning Grant through the U.S. Department of Health and Human Services in 2002. The grant has made it possible for ...
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