Getting Covered: Health Insurance in Trying Times

Summary


"Private insurers can deny or limit coverage. Blue Cross has to accept everyone and anyone, because they are a non-profit company. That's the deal they have with the government - they don't pay taxes, but they have to cover everybody who applies," said [Jim Spencer]. "So if someone has a preexisting condition, it's important that I understand that so I can structure the right plan for that individual's medical situation."

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Getting Covered: Health Insurance in Trying Times

It's not poor diet, lack of exercise or even a bad smoking habit.

The single, biggest risk to American's health? A lack of health insurance - and the situation is becoming worse as unemployment levels rise.

The vast majorit...

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