Fair Value Accounting - Inevitable?

Bank NewsVol. 106 Nbr. 5, May 2006

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Summary


Fair value accounting is the doctrine which requires that the market value changes of all financial assets and liabilities be recognized in income. FVA has been endorsed in principle by Financial Accounting Standards Board for eventual implementation, and by the International Accounting Standards Board. IASB has implemented a form of FVA in Europe already. FVA is also operational in Japan. If a bank places any of its bonds in a trading account, the market value changes in those bonds are recognized in income. The FVA proposals being considered by FASB would do just that, except that all financial assets, with some narrow exceptions, would be in the trading account. From a banker's point of view, the big problem with this is the probable volatility that will occur in the income statement.

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Fair Value Accounting - Inevitable?

The fair value accounting dragon has reared its head once again. To refresh your memory, fair value accounting is the doctrine which requires that the market value changes of all financial assets and liabilities be recognized in income. FVA has been endors...

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