Employer-Sponsored Health Care Plans
Business and Economic Review › Vol. 55 Nbr. 2, January 2009
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Summary
In the US, a person's employment is the critical determinant of his or her family's health insurance status. Indeed, a majority of America's non-elderly population -- or 63% -- get health insurance through their employer. The employer's size is key. Almost all (99%) large employers with more than 200 workers provide them with health care coverage. But the rapid increase in the cost of providing benefits over the past 40 years has caused employers to re-examine their commitment to health care. Employer-sponsored health insurance restrains productivity and leaves far too many people without coverage -- 47 million nationally and about 800,000 in South Carolina. Employee wellness programs have become increasingly popular with employers as a way to manage rising health care costs. For the foreseeable future, therefore, it appears that Americans will continue to depend on their employers for health insurance -- even if that system is badly flawed.
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Employer-Sponsored Health Care Plans
"For the foreseeable future, it appears that Americans will continue to depend on their employers for health insurance - even if that system is badly flawed."
In the United States, a person's employment is the critical determinant of his or her family's health insurance status. Indeed, a majority of America's non-elderly (those under age 65) population - or 63 percent - get health insurance through their employer.The empl...See the full content of this document
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