Business As Usury

American Prospect, TheVol. 19 Nbr. 5, May 2008

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Summary


In the 1978 Marquette Bank ruling, Justice Brennan struck down any state law that tried to regulate the interest rate on a Visa card from a "national" bank, subject to the National Banking Act passed at the time of the Civil War. If people can't get credit from Visa and MasterCard, let's set up little state-run banks to offer little payday loans, or encourage NGOs to do so.

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Extract


Business As Usury

BEFORE CONGRESS GOES AFTER BANK MISDEEDS ON Wall Street, let's stop the petty theft on Main Street. I mean the predatory mortgages and usurious loans. Had we protected the poor and the weak, the problems of our ...

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