Taking aim at Troubled banks: the Texas ratio, a measure of risky business, draws a bead on some in this state. But it's not always a straight-shooter.

Business North CarolinaVol. 30 Nbr. 6, June 2010

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Taking aim at Troubled banks: the Texas ratio, a measure of risky business, draws a bead on some in this state. But it's not always a straight-shooter.

When a company nicknames itself the YES! Bank, people could infer it's a soft touch for loans. But Asheboro-based CommunityONE Bank never has been a pushover, says Larry Campbell, interim CEO of its parent FNB United Corp. "I had a lot of people telling me, 'But you said you were the YES! Bank,' when we turned them down."

Though the YES! Bank can say no, it clearly hasn't done it enough. Many...

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