Summary
In a frank admission of the limits of high-deductible health plans, national medical director for Aetna said the plans would not by themselves reduce health care costs for employers. Advocates of high-deductible health plans have long argued that individuals forced to spend their own money before health insurance kicked in should be more sensitive to price and, with a financial stake, become more cost-conscious. This in part has led to the widespread belief among employers interested in offering high-deductible health plans that doing so would cut costs. To demonstrate their support for high-deductible health plans, insurance companies have moved a lot of their own employees into them.
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Extract
Aetna Official Says Cdhp Alone Won't Cut Costs
In a frank admission of the limits of high-deductible health plans, a national medical director for Aetna said the plans would not by themselves reduce health care costs for empl...
See the full content of this document
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